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Gotcha Capitalism: How Hidden Fees Rip You Off Every Day-and What You Can Do About It
What is Gotcha Capitalism?
Coughing up $4 fees for ATM transactions Iron-clad cell phone contracts you can’t get out of with a crowbar Paying big bucks for insurance you don’t need on a rental car or forking over $20 a day for supposedly “free” wireless internet. Every day we use banks, cell phones, and credit cards. Every day we book hotels and airline tickets. And every day we get ripped off. How? Here are just a few examples of how big business can get you: • You didn’t fill up the rental car with gas? Gotcha! Gas costs $7 a gallon here. • Your bank balance fell to $999.99 for one day? Gotcha! That’ll be $12. • You miss one payment on that 18-month same-as-cash loan? Gotcha! That’ll be $512 extra. • You’re one day late on that electric bill? Gotcha! All your credit cards now have a 29.99% interest rate. But not for much longer. In Gotcha Capitalism, MSNBC.com’s “Red Tape Chronicles” columnist Bob Sullivan exposes the ways we’re all cheated by big business, and teaches us how to get our money back–proven strategies that can help you save more than $1,000 a year..
Price: $8.00
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Scams & Swindles: Phishing, Spoofing, ID Theft, Nigerian Advance Schemes Investment Frauds: How to Recognize And Avoid Rip-Offs In The Internet Age
Phishing. Spoofing Spyware Swoop and squat. Malicious spam. Chain letters Ponzi schemes ID theft. The Internet Era has created a whole class of frauds and schemes that separate people from their money. It's also given new life to older cons and scams. This book organizes various rip-offs by type and severity. Then it explains how each type of scam works -- and how an ordinary person can recognize it before getting taken in. Drawing on interviews with law enforcement experts, victims and even crooks, this book gives readers a state-of-the-art primer on financial crimes and the sleazy dealings that fall slightly short of illegal. It also uses real-life case studies of frauds, to show how they start and how they end -- all in a plain-English style that everyone can enjoy. And this book does more than just tell stories; it gives readers questions, checklists, worksheets and other tools to make sure they're not being scammed -- or to take the right actions if they have been..
Price: $6.15
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Rip-Off: A Writer's Guide to Crimes of Deception (Howdunit)
Something tells us we would be naïve to believe this book would appeal solely to mystery writers. Detective Fay Faron, syndicated newspaper columnist ("Ask Rat Dog") and author of Missing Persons, has written a primer sure to turn any novice (writer, of course) into a scam expert. Rip-Off removes the mystery from such cons as the pigeon drop, Latin lotto, Gypsy-sweetheart scams, guaranteed-prize mailers, charity scams, bait-and-switches, biz-op scams, the Texas twist, identity theft, carny cons, chain letters, psychic hotlines, three-card monte, Ponzi schemes, 809 phone numbers, and gambling stings. Faron's writing advice focuses on identifying the basic traits of perps and pigeons (60 percent of pigeons are seniors, but we're all susceptible), defining the lingo (drag broad, shaky mom, mish roll, etc.), and counseling writers to "tell the story from the point of view of the victim." --Jane Steinberg.
Price: $6.75
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The Ultimate Rip Off, Fourth Edition
Jeff Burke, a Special Agent for the IRS, goes beyond the law to find several tax payers who are evading taxes and uncovers a major plot by the IRS commissioner and a rare coin enterprise to rip off millions of dollars in income tax revenues to finance a secret project. Along the way, public finance concepts, political controversies, contemporary individual and corporate tax planning, tax fraud and avoidance, and the real life of IRS employees are elucidated in a way both students and instructors will find gripping and informative..
Price: $12.95
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The Big Fix: How The Pharmaceutical Industry Rips Off American Consumers (Publicaffairs Reports)
As the pharmaceutical industry invests more and more in the development of new drugs, true breakthroughs are few and far between Into the breach comes a panoply of product-line extensions and me-too drugs aimed at grabbing market share. The industry plows its high profits back into research, but invests an equal or greater sum in flogging its products in every imaginable venue. Research studies are designed to support marketing claims. Many doctors all over the country get their first information about new drugs from a salesperson. And, increasingly, prescription drugs are pitched to consumers on TV and the internet with images of hope, terror, or chic. Evidence-based practice guidelines, which endeavor to get the right medicines to those who will benefit most, can't be heard over the din. Having created an unprecedented number of "megabrands"—blockbuster drugs with huge sales—and undergone an extraordinary wave of consolidation, some drug companies now find themselves in a precarious position. Patents are expiring on flagship products. In order to sustain the growth Wall Street has come to expect, these companies must produce billions of dollars worth of new revenue—fast. But can Americans continue to bankroll Operation Grow Big Pharma? Must we swallow the bad with the good? .
Price: $1.93
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Max Malone and the great cereal rip-off
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